Oct 8 2009
Kaiser Health News reporter Jenny Gold details the difficulties faced by domestic abuse victims in getting health insurance. "In 2006, attorney Jody Neal-Post tried to get health insurance but was rejected because of treatment -- counseling and Valium -- she received following a domestic-abuse incident. She says the insurer told her that her medical history made her a high risk, more likely to end up in the emergency room or require additional care.
Advocates say it's not uncommon for people who have been abused to be denied insurance on the individual market. While the majority of states have barred insurance companies from using abuse as grounds for denying coverage, eight states and the District of Columbia don't prohibit denying coverage for that reason. And even when states do have a law, it doesn't necessarily prevent carriers from initially rejecting applicants who are victims of violence" (10/7).
This article was reprinted from khn.org with permission from the Henry J. Kaiser Family Foundation. Kaiser Health News, an editorially independent news service, is a program of the Kaiser Family Foundation, a nonpartisan health care policy research organization unaffiliated with Kaiser Permanente. |