Humana (NYSE: HUM) has created a new dental plan available to individuals - the HumanaOne Dental Loyalty PlusSM Plan - a product designed for people seeking coverage for preventive care and other services with the flexibility to choose the dentist they prefer.
Ideal for individuals without dental coverage - including retirees, the self-employed or people who do not have dental coverage through their employer - the plan offers individuals increased coverage in the second and third years they are enrolled in the dental plan, up to maximum amounts.
"Maintaining good oral health is integral to a person's overall health and well-being," said Steve DeRaleau, Chief Operating Officer of Individual Products for Humana. "Offering a dental plan that rewards members for investing in their personal well-being just makes sense."
Specifically, the HumanaOne Dental Loyalty Plus Plan offers members:
- No copayments and 100 percent coverage for most preventive services
- Increasing coverage over three years for basic services like fillings, extractions and x-rays, up to 70 percent
- Increasing coverage over three years for major services like root canals, dentures and crowns, up to 50 percent
- One-time deductible for the duration of the plan
- No waiting periods