‘An Arm and a Leg’: When your insurance company says no, how to ask for a yes

Jeannine Cain started her career dealing with insurance companies for various medical offices. Later she worked for Blue Cross Blue Shield, and now she is a health care data consultant. She really knows how things operate behind the scenes.

When her son got a jumbo-size medical bill, she put her knowledge to work — and wrote an appeal letter. Now she's sharing that knowledge — and the letter — with us.

Go here to see Cain's letter with notes about the details she was careful to include.

Here's a transcript of this episode.


"An Arm and a Leg" is a co-production of Kaiser Health News and Public Road Productions.

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Kaiser Health NewsThis article was reprinted from khn.org with permission from the Henry J. Kaiser Family Foundation. Kaiser Health News, an editorially independent news service, is a program of the Kaiser Family Foundation, a nonpartisan health care policy research organization unaffiliated with Kaiser Permanente.

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