1. Alertone Alertone United States says:

    Having been disabled for 10 years. I am now at the point where I can no longer afford meds necessary to have a life. We as disabled Americans have been grouped in with the Seniors with regard to healthcare. However the Health Insurance Companies do differentiate and most do not offer any type of supplemental coverage for us. The ones that do charge premiums that are so expensive that most are out of reach for us. Medications as we all know can and do get very costly. The "doughnut hole is now $4500.00. Humana Insurance is one that covers disabled but their drug coverage is out right outragious! They apply full retail cost of medication to the first $2500.00 they cover but then the gap starts and the cost of the meds are applied at actual cost not retail. So you hit the gap very quickly and almost never get out within the year. $4500.00 out of pocket for a disabled american living on SSI disability is just crazy! Then they cover certain drugs that are generic but ifa company stops producing the generic the disabled can't get the drug unless they pay retail as a brand name. We are talking about people's lives here ! We need differnt coverage than seniors as most of our needs are differnt and many require long term Medication. Personally having been forced into Bankruptcy and going thru h-ll to get medications I need. I have been given older generation meds that don't work and have horrible side effects. The proper meds are out there but many , myself included have to choose between eating and meds. Crazy for a tax paying American who worked over 30 years. SSI has no subsidy because they base their subsidy on what you recieve in $ terms not what you have to spend for meds. In some cases that system leaves us with almost nothing for lifes neccesities! Please help us and don't forget about us we need your help! PLease!!!!!!!!!!!

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