FAIR Health Plan provides cost effective healthcare to the uninsured

Aug 26 2009

Nearly everyone in America can agree that the current healthcare system is broken. Now we have a real solution, the Federal Act Insurance Restructure (FAIR) Health Plan, a functional and cost-effective healthcare system. The FAIR Health Plan is designed to meet all of the strategic goals that the American people deserve. It is largely based on successful healthcare systems that are proven sustainable over the long term.

The FAIR Health Plan allows the uninsured to have access to healthcare in a way that is very cost effective, and saves over $200 billion in its first year in Medicaid expenditures alone, without an adverse effect to the care provided. Compared to Medicaid today, which is projected to increase annually at the rate of 7.9%, the FAIR Health Plan is estimated to save over $3 trillion over its first 10 years, yet provides coverage for all Americans under the age of 65.

The plan gives maximum flexibility to American people, allowing them to see any doctor at any time without the need to get a referral. It encourages people to only use the healthcare system when they really need it by implementing a yearly Utilization Fee, which will discourage overuse and keep premiums low. The government has no need to raise taxes as the plan pays for itself, and covers everyone that wants coverage, regardless of pre-existing conditions. The FAIR Health Plan implements a 7% cap on administration costs, the same as existing Federal Health Plans.

As for doctors, the FAIR Health Plan pays them for 100% of the services they provide, instead of the all-too typical 50% reimbursement that they receive from many insurance companies. Also, with its digital payment system, medical providers are compensated in days instead of months, removing the need for costly billing and collection agencies.

This innovative and proven solution to our healthcare crisis needs the American public to go online to www.fairhealthplan.org, read over the facts and encourage our law makers to consider this option before moving forward. The time has come for Americans to take back control of our health care, and the FAIR Health Plan is the solution.